Contrary to popular belief car insurance follows the car NOT the driver.

Does auto insurance follow car or driver. These policies pay for damage to your own car because of. The term for the non-family member operating your vehicle is permissive driver. Contact your insurance agent to review your coverage and make sure youve got the protection you need.

Of course individually if. However the situation becomes more complicated if the crash occurs while someone else is driving your car or while you are driving a vehicle you do not own. Although car insurance primarily follows the vehicle some of the coverages listed above benefit the driver instead of the car itself.

One example involves when renting a car. There are some cases when certain types of coverage do follow the driver too. Does Automobile Insurance Follow the Car or the Driver.

A standard auto insurance policy follows the car not the driver. So if you were to loan your truck to your friend so he or she could move on a Saturday and they caused a crash YOUR auto insurance would be the first to kick in not theirs. When your car is driven by someone who is not a member of your family and is not listed on your policy he or she is still covered by your car insurance policy on account of the aforementioned fact that car insurance follows the car.

The variables that determine if coverage will follow the driver or. One of the most common sources of auto insurance confusion is whether an auto insurance policy follows the car or the driver. But as with so many car insurance-related questions the answer isnt always so clear cut.

Standard auto insurance policies cover the car. Auto insurance provides financial coverage if you get into an accident. That means if you let a licensed friend or family member drive your car and they get into an accident your auto insurance would likely cover the damage up to your policys coverage limits.