Does car insurance cover a rental truck.
Does auto insurance cover moving truck rental. Also they want to be sure they are getting the right insurance. Even if your policy covers some car or truck rentals there may be exclusions based on the truck size or weight. Consider adding protection you may need to fill in coverage gaps.
Make sure youre not overpaying for auto insurance. This is mainly because a moving truck is not a private passenger car and does not meet the conditions to receive comprehensive or collision coverage. However most policies dont cover moving trucks and trailers even if rental cars and pickups are covered.
Additional questions that should be fully investigated include. This coverage helps pay for expenses related to injuries or accidental death while in the rental truck and may extend to other drivers or family members riding in the vehicle. It can also provide coverage for items damaged due to certain causes.
Dont forget to look into insurance coverage for the rental truck. Many auto insurance policies dont cover large truck rentals. To have a good understanding of what is required think about what can go wrong.
If you have a current auto insurance policy a rental truck may be covered under your existing policy. Multiple levels of protection for you to choose from. If you have a credit card that provides rental-car insurance you might be accustomed to declining coverage from rental companies.
If youre renting a moving van which is similar in size to a passenger van theres a better chance that a personal auto policy would cover it but dont assume so. Like rental car companies rental truck services provide minimum liability coverage with each rental. Call your insurance agent to see if your personal auto policy covers a moving truck rental.