Yes Your Automobile Insurance Policy May Cover Your Bike Crash.

Does auto insurance cover bicycle accidents. However if a car strikes you while you are riding your bicycle their car insurance will be responsible for the damages to you and your bicycle. If youre involved in a collision on your bike with another cyclist or pedestrian and youre not at fault your medical bills and damage to your bike may be covered by the at-fault partys personal liability coverage on their home or. However even a cyclist with excellent bike riding skills and a good grasp of bicycle safety techniques may be at fault for a San Diego bike accident.

Get A Free Quote In Minutes. Bicycle accidents may be covered by insurance depending on the scenario. If you hit a bicyclist while driving your vehicle then your liability insurance covers the bicyclists medical bills bike repairs lost wages and other damages.

51 could save up to 241 with us. Auto insurance covers bicycle accidents in certain situations. It doesnt matter if you are on a bike motorcycle or ATV or in a van or truck as long as at least one of the vehicles in the accident is an automobile your auto insurance should cover it.

Ad Whether Rain Or Shine Well Have Your Car Insurance Covered. The personal liability and personal property coverage of most renters or homeowners policies may attempt to exclude these types of bicycle accident. Auto insurance covers bicycle-related accidents if the cyclist is hit by a car.

Bicycle accidents are becoming frequent as cycling increases in popularity. Not only will they protect you from owing money to the innocent party up to your policy limits at least but your auto insurance will provide a lawyer to defend you in court if needed. The portion of the insurance that pays for the other partys harm is called liability insurance.

When it comes to automobile insurance it is important for all riders to know and understand that it is not just the drivers automobile insurance coverage that matters but our own. There are certain situations where car insurance will cover a bike accident including when you hit a cyclist with your vehicle or when youre hit by a car while riding your bike. When I tell people this the most common response is for people to think they misheard me.