Not only will they protect you from owing money to the innocent party up to your policy limits at least but your auto insurance will provide a lawyer to defend you in court if needed.

Does auto insurance cover bicycle accidents. How do you go after auto insurance in a bicycle accident. As more bicycles take to the road the state fails to build cycling infrastructure which causes thousands of collision accidents in the US. Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else.

For auto insurance to cover a bicycle accident the car. If youre involved in a collision on your bike with another cyclist or pedestrian and youre not at fault your medical bills and damage to your bike may be covered by the at-fault partys personal liability coverage on their home or. When someone is hurt in a crash insurance companies and the law focus on who was at fault or liable.

That means the insurance company must cover at least 15000 in bodily injury limits per person 30000 in bodily injury limits per accident and 5000 in property damages per accident. When it comes to automobile insurance it is important for all riders to know and understand that it is not just the drivers automobile insurance coverage that matters but our own. Auto insurance covers bicycle accidents in certain situations.

When I tell people this the most common response is for people to think they misheard me. Compare cheap car insurance quotes. If a car hits you then the driver should have the minimum amount of auto insurance required by the state 15305.

You must have Personal Injury Protection coverage on your auto policy. If you cause an auto accident while you are riding your bicycle then your auto insurance liability coverage will step in to pay for the damage. If you dont want to be stuck licking your wounds without much help from your insurer build a comprehensive auto policy.

If you hit a bicyclist while driving your vehicle then your liability insurance covers the bicyclists medical bills bike repairs lost wages and other damages. However even a cyclist with excellent bike riding skills and a good grasp of bicycle safety techniques may be at fault for a San Diego bike accident. The personal liability and personal property coverage of most renters or homeowners policies may attempt to exclude these types of bicycle accident.