Again your car is not covered personal property.

Does apartment renters insurance cover car theft. To protect those items youll need to rely on insurance for your vehicle usually covered under comprehensive coverage. You need a separate insurance policy specific to your vehicle to cover motor vehicle theft. Renters insurance sometimes referred to as tenant insurance helps cover unexpected events otherwise known as covered perils.

There may be other events that arent covered under your policy. Credit card and check forgery. However if your car is damaged in a theft like a broken window renters insurance will not cover the damage to your car.

But vehicles and renters insurance have a special relationship and your renters insurance coverage covers some things to do with vehicles and not. Does Renters Insurance Cover Car Theft. When it comes to your car it may seem like since its your stuff renters insurance would cover it.

Your renters insurance does generally cover vandalism against your personal property but a car is not considered to be personal property for the purposes of your renters insurance policy per the policy. Generally natural disasters such as earthquakes and flooding are excluded however specialized policies may be available for these events. Renters insurance is a personal property policy that helps protect your personal belongings such as electronics furniture clothing from the costs associated with damage or theft.

A renters insurance policy does not provide coverage for your belongings if theyre damaged under certain events. No renters insurance doesnt cover car theft. But drivers are required to have auto insurance and can help in an emergency.

Renters insurance doesnt cover vandalism or theft of your car. Costs vary depending on the coverage and location. Renters insurance may cover losses to the policyholder resulting from the theft and fraudulent use of credit cards or forgery of checks.