How much more will depend on how risky the insurance company considers the additional driver to be.

Does adding driver increase insurance. Once you become a fully licensed G driver you will qualify for an insurance discount. 30 money-saving motoring tips How to reduce new-driver car insurance costs. However it isnt the case that adding another driver will always raise them in fact we found that depending on who the primary and secondary drivers are adding another driver can actually bring your car insurance costs down by a significant amount.

This kind of coverage is easy to get. It varies by state and by how much an insurer weighs age and experience into its. In fact federal law requires some insurance coverage to be automatically extended to a spouse.

However this does not protect you. Adding a driver to your car insurance policy will have an impact on your rates. The effects of an additional driver on your policy depend on whether you need to add a roommate spouse or teen driver to your car insurance and the driving history of the person you are adding.

Generally teen drivers who have permits but not licenses will be covered under your insurance policy if theyre a member of your household and listing them on your policy wont raise your rates like formally adding a newly licensed teen would. If the driver is experienced and without traffic tickets or accidents on their record the increase will be minimal. Including a spouse on your car insurance policy is easy.

With more than one driver on the policy the time spent on the road is shared and therefore your likelihood of having an accident and needing to make a claim is lowered. A lower risk usually then means cheaper car insurance. Adding someone to your insurance usually results in a modest increase to your rates because of the basic fact that more driving translates to more risk statistically but it varies depending on the driver being added to your insurance.

What Coverage Does Lyft Provide. Be sure to contact your insurance provider with the good news so you can reap all the benefits of your new G license. In fact it might bring your premiums down.