Check your credit card agreement s.

Does aaa credit card cover rental car insurance. If you have a basic AmEx card youll receive secondary coverage up to 50000. The credit card you use to pay for the rental may offer additional coverage which usually kicks in after your own insurance has paid out. The AAA Credit Card rental car insurance is a complimentary benefit that covers the cash value of most rental vehicles in case of damage theft loss of use charges and towing charges.

Most of the time trucks and exotic specialty and luxury cars arent covered by credit card car rental insurance. Most credit cards cover collision repair meaning that if you rent the car with your card and decline the car companys insurance your card will cover the cost of fixing a car you damage. Its a different story with rented trucks and trailers.

Physical damage to the rental vehicle. American Express Credit Card Rental Car Insurance. Liability insurance isnt included Although the collision damage waiver provided by your credit card may cover damage to your rental car it wont take care of any damage you cause to other vehicles and personal property.

The rental car companies will waive fees for administrative loss-of-use and loss-of-value fees you may face that arent covered by your insurance. Bank of America car rental insurance. In most cases credit card benefits are secondary coverage.

So if you have a personal auto insurance plan that covers rental cars you need to get reimbursed through that first. Its an agreement on behalf of the rental company not to make a claim against you or your insurance company if the rental vehicle is damaged or stolen. Credit cards are another option when it comes to rental car insurance.

Finding out if you have additional coverage is as easy as calling the 1-800 number on the back of the card to ask. Whats usually covered. The coverage that most credit cards offer typically for damage to or theft of the rental car kicks in after your personal auto insurance pays.