And not all auto insurance coverages cover horse trailers.
Does a horse trailer need insurance. However that means that when your trailer is sitting on the lot or if it ever becomes detached the vehicle insurance may no longer apply. Having the right horse trailer insurance is important not only when a crisis strikes but also for your peace of mind while traveling with your four-legged best friend. Will you cover my horse trailer if it is used by someone else.
It must have a working brake system if your trailer is heavier than 750kg and a secondary coupling breakaway cable just in case the tow bar fails. Trailer insurance covers horse trailers motorcycle trailers ATV trailers boat trailers utility trailers and many other varieties. Horse trailer insurance can offer protection for your trailer equipment and beloved horses.
However when it comes to horse trailers the coverage on your auto policy is most likely not enough. If your trailer has more than two wheels then yes you will need to have insurance for a trailer for in michigan. However optional insurance policies are available for recreational vehicles which cover important aspects of owning a travel trailer.
Automotive liability insurance coverage may cover many of the costs associated with damage from a travel trailer due to an accident so there is no legal requirement to purchase travel trailer insurance. However the amount of insurance you may need can vary. And if it does make sure you know exactly whats included in it.
When looking at plans keep your needs in mind. I also was an agent for a direct. When you do its important that youre fully protected with a comprehensive horse trailer insurance policy to keep both you and your horses safe should the worst happen.
Some link trailer insurance in with caravan insurance while others classify a box trailer differently to a horse float for example. Committed protection with expert horse trailer insurance. The policy will only cover the policyholder to use the trailer.