Do you need your own insurance to rent a.

Do you need to get insurance for rental car. However other options for rental car insurance coverage may be more affordable or more comprehensive. If youre not sure call your credit card issuer and insurance broker or agent to find out ahead of time. When you are driving a rental car and you are in an accident liability insurance can cover the costs of repairs to the car and property and medical bills for injuries to the other cars occupants with collision coverage paying for the cost of damages to the rental car.

No you dont need your own car insurance to rent a car. However delays often occur. A standalone car rental insurance policy.

In place of collision or comprehensive you may be able to obtain a rental car company loss damage waiver or LDW which can help cover damage-repair costs administrative fees and towing. Rental car companies usually provide minimum liability coverage only so if you dont have personal insurance youll probably want to purchase extra rental car insurance through the rental company. Rental cars come with a minimum amount of liability coverage but you may be able to get additional coverage through your credit card or by supplemental coverage from the rental car agency.

This coverage offered at the time of your rental will cover most but. The short answer is yes. Currently we offer our customers Damage Waiver Personal Accident Insurance Personal Effects Coverage.

Without it you would have to pay for any damage out of pocket above basic protection. If your card offers adequate protection you can safely decline the CDW or LDW offered by the rental company and save up to 30 daily. Unless you have full auto insurance coverage including liability comprehensive and collision you may need to get some kind of insurance coverage from the rental organization.

A rental car will only be covered by your insurance if you have rental car reimbursement also called substitute transportation coverage or loss of use coverage as part of your auto policy. If you have a personal car insurance policy it includes liability coverage and any additional coverage youve opted for such as comprehensive or collision. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.