Although car rental insurance policies can carry great coverage the truth of the matter is that you dont usually need additional car rental insurance.

Do you need to buy insurance for rental car. How does Rental Vehicle Coverage help you. However other options for rental car insurance coverage may be more affordable or more comprehensive. Here are some things to consider before you purchase car rental insurance from the rental company youre renting from.

If your personal vehicle is insured and you pay for your rental car with a credit card you generally dont need to buy extra insurance when renting a car in the United States or Canada. Read this guide and feel safe declining it plus check out the best credit card rental car insurance in Canada. If you rent a car you need some form of insurance to protect the vehicle and yourself.

Am I Covered Under My Personal Auto Insurance Policy. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. The short answer is yes.

Often no additional car insurance coverage is necessary because your rental car is already covered by either your credit card or current insurance coverage. The answer is often no. Valuable protection for you and your rented vehicle.

Its possible to buy rental car insurance at the counter when renting a vehicle. Even though numerous financial experts advise against purchasing a rental agencys insurance there is no simple answer. In most states that dont regulate price youre looking at 20 or more per day added to your bill.

However if you need extra coverage for your rental car for a lower price you can purchase additional coverage by adding an annual endorsement to your existing insurance policy. Thats because liability coverage for all drivers is required by law in most states. Often times people end up buying supplemental insurance protection that they really dont need said Odysseas Papadimitriou CEO of credit card.