Non owner SR-22 Insurance is a more affordable form of SR-22 Insurance that allows you to meet your DMV filing requirement.
Do you need sr22 insurance if you don't have a car. An SR22 is simply a document that proves you are carrying the proper car insurance coverage. Technically there is no such thing as non-owner SR-22 car insurance An SR-22 is the form you file to verify financial responsibility and the non-owner policy is the insurance you may need if you dont own a car. On the contrary if at some point in time you need one it is advised to get it done in the most appropriate way.
If you have been ordered to file an SR22 to get your drivers license reinstated you will need to do so with or without owning a car. You might need SR22 insurance after a DUI conviction driving uninsured causing multiple or serious accidents or other reckless driving charges. If you do not own a car but are required to carry an SR22 non-owner car insurance is an option to fulfill your SR22 filing requirements.
Still the result is that you have insurance and state-mandated forms to comply with the laws for such a situation. However the reason is that youve likely had your drivers license suspended for any of the following reasons A DUI or a DWI a Reckless driving charge or some other serious infraction of the law. As far as the state is concerned they expect you to carry this extra insurance in the event that you are driving someone elses car and get into an accident.
It proves that you are meeting and maintaining the states minimum liability car insurance requirements. For those who dont own a car this applies to any vehicles you rent or borrow. In some cases it is called a Certificate of.
Do I need to Have SR-22 Even If I Dont Have A Car. You need it after youre convicted in court due to some form of violation. Having auto insurance while maintaining SR22 requirements also allows drivers who dont own a vehicle to rent a vehicle at any time and be in compliance with state insurance regulations.
To start SR22 isnt technically insurance. However you dont have a car. The short answer to this question is yes.