Brick and mortar shops now struggle to compete against online shopping services.

Do you need special insurance to deliver pizza. Depending on the terms of. If the business owns the car youll need commercial auto insurance. You do not need a full commercial use insurance package to deliver pizza.

Standard car insurance will not adequately cover you for using the vehicle to conduct deliveries. That means that without this insurance you could be held personally responsible. Below we go through the various fast food delivery insurance options you have depending on your vehicle and personal circumstances - whether youre delivering pizza Chinese curry or anything else.

Most plans will be structured to cover a variety of risks that pizza delivery businesses and franchises face. For instance Progressive offers pizza delivery insurance which its website says is commercial vehicle insurance designed to protect you and your vehicle while working as a pizza or food delivery driver. What kind of insurance do I need to deliver pizza.

Find your search here. - To deliver by car or moped at Dominos you must be 18 years of age with the right to work in the UK or Ireland - To deliver by bicycle in selected stores you must be 17 years of age - Car drivers must have a full driving licence and if using your own vehicle your vehicle must be roadworthy properly taxed with a valid MOT and valid insurance. Any time an employee is doing business deliveries you need to shield your company from liabilities by purchasing insurance.

You will need a special type of insurance which is sometimes referred to as food courier insurance. Written by Sara Routhier. Hired non-owned auto coverage most commonly a form of insurance provided for pizza delivery drivers provides companies with additional protection against being named in a lawsuit should an employees insurance not be sufficient.

A personal lines insurance provider often wont offer coverage for pizza delivery. Having pizza delivery insurance may be required by your employer and is crucial as many personal auto policies will not cover losses that occur while using your vehicle to deliver for a fee. Insurance for delivering hot food is a line of cover that is often only sold by specialist insurance.