That said some form of rental insurance is strongly advised because if you rent a car without insurance you are responsible for any damages to the vehicle.

Do you need personal insurance to rent a car. But the basic insurance is subject to an excess meaning that you could have to pay a contribution of up to 2000 towards repair or theft costs regardless of who is at fault. Car rental insurance policies can also include personal accident insurance which covers medical costs for you and any passengers due to injuries sustained in an accident with your rental car. As with most types of insurance you dont have to get it if you dont want to.

Ad MoneySuperMarket Car Insurance. Most car rental insurance policies carry personal effects coverage which covers any personal items damaged in a collision or stolen from the rental car. You definitely need insurance when renting a car says Miguel Suro a personal finance expert who runs the site Rich Miser.

Often with the basic insurance provided you wont be covered for things such as broken windscreens or tyres which can easily be damaged. Do you need insurance to rent a car. Car rental insurance is generally sold by the day.

Recommended by 938 Of Users. You may be covered as if youre driving your own car. A guest must also have their own personal car insurance to rent your car or they must purchase insurance from Turo.

On the flip side your car-sharing insurance wont cover you the owner when youre driving in your own vehicle. If your company decides that you need to check a drivers full details the best way to do this is to ask your customers to bring a DVLA check code with them. Compare Quotes and Save up to 283.

For one thing your insurance most likely excludes coverage when youre renting out your car. No you dont need to have insurance because rental cars are already insured. But with car hire excess insurance you can pay a small fee to avoid paying a larger one.