If you need to tow anything heavier than this youll have to pass the car and trailer driving test also known as the BE category test.

Do you need insurance to tow a horse trailer. Dont use the outside lane of a three or more lane motorway unless there are lane closures or the police instruct you to do so. Since you can extend your auto policy to cover your trailer to cover liability you technically dont need. When travelling on single carriageway roads you mustnt exceed 50mph and the maximum for dual carriageways and motorways is 60 mph assuming no lower limit is in force.

Youll need to buy specific insurance for a tow trailer rental through the rental company for protection. And make sure you do because you wont get let off lightly if you get caught. You are legal to tow a trailer you must hold a full driving licence and if you passed your test after 1 January 1997 youll have to take a separate towing test.

Yes you can use your horse trailer for commercial purposes under a horse trailer insurance policy but please discuss this with your adviser - this would typically incur a larger excess. I also was an agent for a direct. Get in touch with Southeast Financial today to learn more.

However that means that when your trailer is sitting on the lot or if it ever becomes detached the vehicle insurance. Liability coverage on the vehicle youre using to tow the trailer is the most crucial coverage to ensure youre protected in the event youre liable. Some policies offer third party protection for trailers or caravans but wont cover damage to your trailer or its contents.

The Role of Tow Vehicle Insurance Generally speaking an insurance plan that covers your tow vehicle may cover the trailer when it is attached in transport for liability only. Do you need insurance to tow a trailer. When you do its important that youre fully protected with a comprehensive horse trailer insurance policy to keep both you and your horses safe should the worst happen.

You have adequate insurance. Most comprehensive car and van policies cover trailers but usually only for third party liability. Having horse trailer insurance will give you peace of mind whenever you travel with your beloved horse.