A standard auto insurance policy follows the car not the driver.

Do you need insurance if you have a license but no car. And that means you will have to know how you can obtain car insurance without a license. However there are ways you might be able to work around not having liability insurance. However you might need to list yourself as an excluded driver on the policy and not every insurer will sell you a policy.

Your car cant be. However some insurance companies may decline coverage. As we mentioned above if you have a license but dont own a car and borrow one only occasionally you probably dont need car insurance.

You cannot get the vehicle plates registered in your name if you dont have a license. For these circumstances and more a type of coverage called non-owner car insurance may be a good idea. So it is not possible to get car insurance in Ontario without a license.

Otherwise you risk having your license and registration suspended. When you need SR22 insurance without a car a non-owner policy is exactly what youre looking for. Maybe you cant renew your license because of health conditions.

Except for New Hampshire require that you have liability insurance on your cars. Getting insurance with a license but no car may not be as uncommon as you think. But if you borrow or rent cars regularly you might want to look into non-owner car insurance.

Insurance may be in the form of another drivers liability or filing a principal drivers name and licenses. You need a chauffeur to drive you. You can buy insurance and register a car even if you dont have a drivers license.