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Do you need insurance for rental cars. That coverage may extend to your rental car as long as you drive it for personal use. DW is not insurance. Insurance for rental cars refers to one of two things.
The 3rd party liability coverage you have with your auto policy should also give you liability coverage when renting a car. A collision damage waiver protects you from paying for any damages to the rental car or it if it is stolen Supplemental liability insurance protects you and any other authorized driver against third-party injury death and property damage claims. The protection provided by DW may duplicate the renters existing coverage.
Enterprise is not qualified to evaluated the adequacy of the renters existing coverage. Do liability comprehensive and collision coverage and any deductibles extend to rental car agreements. The benefit of rental coverage through your credit card.
Most rental company policies have a 0 deductible so you pay nothing out of pocket. It protects against financial losses that occur while driving a rented vehicle. Whatever your deductible and maximums are for that coverage typically apply if you injure someone or damage property while driving your rental.
If you rent often but dont carry your own policy you might want to get nonowner car insurance. Insurance in your auto policy for rental car costs. The coverage limits and deductibles on your personal policy also apply to your use of a rental car.
No you dont need your own car insurance to rent a car. You can also buy insurance from the rental company for a daily fee. Other times you may need to get separate rental car insurance to stay safe on the roads and follow your states laws.