The law in Ontario requires all motorists to buy car insurance.

Do you need a job to have car insurance. Yes you need to let your insurer know if your occupation changes. In some cases the business you work for may offer car insurance for when youre making deliveries which you can get into addition to your own coverage. Many insurers require you to let them know if your job changes and that can come with a fee on average 22.

Pizza delivery drivers are on the road much more frequently than personal use drivers and as such the risk is greater. Some delivery companies have hired and non-owned car coverage to cover damages you cause to another vehicle in an accident. If you dont have commercial auto insurance and you get into a significant accident your car insurance policy may not have enough liability coverage.

Even though you are an employee and not the owner of a business your vehicle is being used for business purposes. Legal car owners can get car insurance without a job. Details Needed For Car Insurance.

As with any other risk factor such as where you live or the type of car you drive your profession can affect the cost of your car insurance. Short answer yes. Keeping your license valid and up to date is a good idea even if you dont own a car because it means you can borrow or rent one occasionally.

As a pizza delivery driver you will need to have a commercial car insurance policy. The nature of your work and the amount of driving you do relative to it all contributes to how insurers determine your premium. If you dont inform your insurer you could invalidate your cover.

Commercial car insurance is typically higher than personal coverage at 100mo on average. But no unless youre borrowing or renting cars frequently you dont need to buy your. If you recently lost your job and are in the process of buying car insurance from car insurance companies your current employment status could make you nervous.