Turo currently operates in more than 5500 cities in Canada the UK the US and dozens of other countries.
Do you have to have insurance to rent a car on turo. That means if you get into a crash and God forbid kill someone you have no insurance past whatever you chose to buy through Turo. With Turo you can easily rent a car from other people for days or weeks without having to use a car rental service which is often more expensive. As the owner of Turo you show your car on Turo just like you own your property in Airbnb.
If you do have insurance our liability insurance provider will supplement your personal coverage. Guests who rent cars will need to have a personal car insurance policy as well but you can buy Turo liability insurance with higher coverage limits for the duration of your rental. If you plan to use your car on Turo or you plan to borrow a car from Turo you should probably consider buying the supplemental car insurance from Turo.
You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. Your personal auto insurance policy contains exclusions if you rent your vehicle to others so any claims related to this kind of use should be referred to Turo. You must choose either the Minimum protection plan or the Standard protection plan.
If you do have insurance liability insurance offered by Liberty Mutual via Turo Insurance Agency will supplement your existing coverage. Turo is a peer-to-peer car rental service. Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers.
Car owners looking to rent on Turo can opt out of a Turo. If youre like me and have never been in the rental industry before Turo you. Its a platform for people to rent their personal cars to other people.
You are not automatically insured when you rent a car from Turo. Most traditional insurance providers require you to have at least two years of operation and loss sheets before they will consider providing commercial coverage for your fleet. Like any car rental company Turo and the car owner both need to be protected in certain situations.