You have coverage for cars you rent from a car rental agency coverage for cars you borrow or own.

Do you have to have insurance to rent a car on turo. Youll need commercial car insurance if you want to host on Turo or you can buy Turo car insurance through the company. That means if you get into a crash and God forbid kill someone you have no insurance past whatever you chose to buy through Turo. If you plan to use your car on Turo or you plan to borrow a car from Turo you should probably consider buying the supplemental car insurance from Turo.

You must choose either the Minimum protection plan or the Standard protection plan. This insurance is provided by Liberty Mutual a. What happens if youre renting out.

With Turo you can easily rent a car from other people for days or weeks without having to use a car rental service which is often more expensive. Most traditional insurance providers require you to have at least two years of operation and loss sheets before they will consider providing commercial coverage for your fleet. If youre age 18-20 youll pay a minimum Young driver fee of 50day.

Turos commercial insurance covers vehicles during the rental and delivery period. On the flip side your car-sharing insurance wont cover you the owner when youre driving in your own vehicle. Your personal auto insurance policy contains exclusions if you rent your vehicle to others so any claims related to this kind of use should be referred to Turo.

All hosts outside of the USA UK and Alberta British Columbia Nova Scotia Ontario and Quebec in Canada must have commercial rental insurance for their customers. No your standard personal car insurance policy does not extend to Turo. It can be that easy.

Turo is a peer-to-peer car rental service. If youre age 18-21 you cant decline a protection plan or choose Premier protection. This falls between the cracks.