If the trailer does not have a vehicle identification number common for homemade trailers.

Do utility trailers need insurance in texas. Proof of insurance for the vehicle pulling the trailer will be required at time of inspection. When shopping for trailer insurance an independent insurance agent in the Trusted Choice network can help. Trailer liability insurance can provide coverage for injuries and damages caused by various types of trailers including boat trailers horse trailers fifth wheel RVs and utility trailers.

However the seller must provide a signed title listing on the back the sellers and buyers names. A trailer or pole trailer is required to have brakes if its gross weight exceeds 4500 lbs. Benefits of travel trailer insurance if you have a travel trailer you likely want to protect your investment and travel insurance is designed to do exactly that.

Those that weigh up to 4000 pounds and those that weigh more than 4000 pounds. Recreational campers and trailers also come in different forms including. If you buy a utility trailer from a dealer do you need to insure it before you take it off of the lot.

Is not required to have brakes if. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. Newly assembled trailers are required to have a VIN.

Do trailers need insurance in texas. Vehicles 2 through 24 years old OR upon expiration of the two-year initial inspection sticker. Instead you will need to purchase commercial trailer insurance.

Texas further divides utility trailers into two weight categories. Mounted truck campers fifth wheel trailers pop-up tent trailers boat trailers recreational cargo trailers and conventional trailers. Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but it wont cover any damages to the trailer or the contents inside.