A recreational trailer is for camping and travel.

Do utility trailers need insurance in ontario. Because of the countless situations that may occur with a trailer it is not entirely possible to say that your auto insurance policy will provide liability protection. Anuncio Why Go Elsewhere. Too much weight in the trailer can put a strain on your vehicle and damage your tires wheel bearings and axle.

That has implications for everyday scenarios. A driver of a pick-up truck is exempt from the requirements to complete a vehicle inspection if it is. However that means that when your trailer is sitting on the lot or if it ever becomes detached the vehicle insurance may no longer apply.

If someone sideswipes your trailer or pops a tire while its resting on the side of the road while detached from your vehicle then it wouldnt be covered. Generally speaking an insurance plan that covers your tow vehicle may cover the trailer when it is attached in transport for liability only. Your trailer wont be covered by a normal car insurance policy once its unhooked form your vehicle.

Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but it wont cover any damages to the trailer or the contents inside. Or snow removal equipment for example. These could be a lawn cutting equipment.

Relatively cheap but then I was thinking about if I would ever make a claim. Which types of trailer can you insure. It is an offence to have a load that may become dislodged or fall off.

If your detached trailer is damaged or destroyed while sitting in someone elses. Anuncio Why Go Elsewhere. Get Insurance Quotes From AUs Leading Brands in Mins.