If you already have personal auto insurance or a credit card you could potentially save money by reviewing your existing policies to see if this coverage extends to rental cars.

Do most insurance companies cover rental cars. Many travelers prefer to forgo the expensive insurance of car rental agencies and do not encounter any problems at the end of use. Ii Your credit card may include free collision damage coverage but credit card rental car insurance is typically secondary. Your coverage may be set at a daily limit like 40 a day for 30 days or an overall maximum dollar amount like 1000.

This coverage offered at the time of your rental will cover most but not all damage to your vehicle. This question is a tricky one because the answer is yes and no. There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover.

How long your insurance company will pay for a rental car depends on your rental reimbursement coverage limits. Most major auto insurers cover rental cars for up to 30 days. Ideally your rental car insurance policy will cover both liability and damage to the rental car itself.

In any case if you use 3 rd party insurance keep in mind that most car rental agencies will require payment in advance for the damage and then you will have to claim it from the various insurance companies. When you book a car online you may see rates of 10 a. Liability will cover the costs associated from the crash including the vehicle and medical benefits to anyone injured.

That coverage may extend to your rental car as long as you drive it for personal use. Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. Some people save on their regular auto policies by buying the minimum required auto insurance andor by having high deductibles.

Yes your car insurance likely covers rental cars as most standard insurance policies cover car rentals in the US up to your normal policy limits and with your regular deductible. For example Geico generally covers private passenger vehicles rented for 30 days or less. Many policies cover rental cars but read the fine print on your policy or call your agent ahead of time before you hit the road.