If youre waiting for a ride while the app is.

Do lyft drivers need special insurance. If your job requires you to deliver food using your own vehicle or you work part-time as an Uber or Lyft driver you need a special insurance policy. No you still need your personal car insurance to qualify as a Lyft driver. Final Word on Insurance for Uber and Lyft Uber and Lyft both provide basic insurance to drivers.

You do even if you have a normal car-insurance policy already. Many new rideshare drivers find themselves turning to Google to ask the same question. In many cases they do.

Individuals who use their own vehicle to transport people from point A to point B in exchange for money. The Basics of Insurance Coverage for Drivers. Do I need special insurance for Uber or Lyft.

Lyft drivers are required to have a personal auto insurance policy that meets minimum state coverage requirements. Our liability coverage is designed to act as the primary coverage during the time the Lyft Driver app is on and available to accept a ride request also known as driver mode until the ride has ended in the app. Uber and Lyft only provide full liability coverage once you have accepted a rider or are in the process of driving a passenger somewhere.

Ridesharing is defined as. Whats the auto insurance policy. The guide below explains the risks of going without.

Most traditional auto insurance policies specifically exclude activities related to ridesharing programs like Uber and Lyft. Going without rideshare insurance can expose you to considerable financial losses because of the sheer volume of time you spend in a car and on the road as a driver. It depends on the coverage.