Here are some things to consider before you purchase car rental insurance from the rental company youre renting from.

Do i need to buy insurance for rental car. Ii Your credit card may include free collision damage coverage but credit card rental car insurance is typically secondary coverage meaning any claims will go first to your auto insurance. American Express Gold Card. Rental car companies usually provide minimum liability coverage only so if you dont have personal insurance youll probably want to purchase extra rental car insurance through the rental company.

No you do not need insurance to rent a car because rental companies have their own insurance that covers their cars. Thats because liability coverage for all drivers is required by law in most states. Although car rental insurance policies can carry great coverage the truth of the matter is that you dont usually need additional car rental insurance.

How does Rental Vehicle Coverage help you. Despite the fact that your personal policy wont cover you while your car is rented you will still have to buy your own car insurance policy. Nearly every state requires car insurance to register and drive a private vehicle and Turo requires you to have your own coverage as well.

You can buy insurance to cover your excess andor extend what the standard cover protects. Many credit cards and auto insurance policies provide coverage for when you rent a car. You dont want to get into a collision have no insurance and be on the hook for thousands of dollars worth of damages.

In some countries such as Ireland you may be required to purchase CDW coverage or provide proof of alternative equivalent coverage to rent a car at all. Am I Covered Under My Personal Auto Insurance Policy. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much.

If youre not sure call your credit card issuer and insurance broker or agent to find out ahead of time. Buying CDW coverage can save you money if your rental car is damaged. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.