Am I Covered Under My Personal Auto Insurance Policy.
Do i need to buy insurance for rental car. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate. In some countries such as Ireland you may be required to purchase CDW coverage or provide proof of alternative equivalent coverage to rent a car at all. Platinum Card from American Express.
Car rental companies in most countries are required by law to include liability insurance. Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. Although car rental insurance policies can carry great coverage the truth of the matter is that you dont usually need additional car rental insurance.
But you need to be sure. Ii Your credit card may include free collision damage coverage but credit card rental car insurance is typically secondary coverage meaning any claims will go first to your auto insurance. Without it you would have to pay for any damage out of pocket above basic protection.
At the car rental counter when asked if they want insurance for their rental car many travelers say no Thats usually because the optional collision damage waiver can. How does Rental Vehicle Coverage help you. Often times people end up buying supplemental insurance protection that they really dont need said Odysseas Papadimitriou CEO of credit card.
While your regular car insurance policy may include collision coverage for rental cars it most likely includes a deductible and may not pay for all the rental car companys charges such as loss of use charges for the money the companys losing while its car is in the shop. If you dont have a vehicle you can get it from the rental company or. You can buy insurance to cover your excess andor extend what the standard cover protects.
American Express Gold Card. Insure online when you book Protect your rental directly with the rental company. Thats because liability coverage for all drivers is required by law in most states.