You can use any car to deliver.
Do i need special insurance to drive uber. The average price of a standard business auto insurance policy for DoorDash GrubHub and Uber Eats delivery drivers ranges from 57 to 199 per month based on location driving history type of vehicle coverages selected and more. Most traditional auto insurance policies specifically exclude activities related to ridesharing programs like Uber and Lyft. The Basics of Insurance Coverage for Drivers.
So yes you do need special insurance if you intend to drive for a rideshare service. However your current auto insurance policy may offer a rideshare endorsement that can be added to your policy. Rideshare insurance policies are now available to drivers in all states except North Carolina.
Yes you need to contact your car insurance company before signing up to be an Uber driver. What Are The Insurance Requirements For DoorDash. Ubers car insurance protects you from the moment you accept a delivery to the moment you drop it off.
Uber also maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a trip. Buying Auto Insurance from Rideshare Companies. As a ride-sharing driver youre also required to maintain auto insurance that meets your states minimum financial responsibility.
Obtaining insurance as a driver with Uber is best accomplished on a Personal Auto Policy with a RideshareTNC Transportation Network Company endorsement. Both Uber and Lyft advise that you contact them that is Uber or Lyft after an accident. Do I Need to Tell My Insurance I Drive for Uber.
Uber requires all their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. In between your vehicle may not be covered by car insurance. Dont be surprised like me watch this video.