Guests who rent cars will need to have a personal car insurance policy as well but you can buy Turo liability insurance with higher coverage limits for the duration of your rental.
Do i need insurance to rent my car on turo. If you plan to use your car on Turo or you plan to borrow a car from Turo you should probably consider buying the supplemental car insurance from Turo. Do I need Personal Car Insurance on Turo. On the flip side your car-sharing insurance wont cover you the owner when youre driving in your own vehicle.
Turo pretty much tells you they have no idea if your car insurance will cover you and suggests you buy a spot policy that covers you while driving. By contrast personal insurance companies often require people to sign up for a deductible thats typically between 500 and 1000. Had just a quick question about insurance since I have a Turo car Im renting tomorrow.
I called Geico and they said it is covered but the agent also said they have never heard of Turo so I cant really trust her. Youll need commercial car insurance if you want to host on Turo or you can buy Turo car insurance through the company. You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo.
Turo offers three different levels of insurance protections plans. Insurance for your Turo fleet. Check out the full list of criteria here.
You are not automatically insured when you rent a car from Turo. That violates the terms of non-commercial policies and. But again its worth calling your insurance to check your policy details and determine how much coverage you have if the worst happens during your Turo rental.
The Standard plan charges 40 of your trip price. You basically need Turos coverage anyway because unless you have a commercial policy your insurance company wont cover any damage or lossfrom you or any other driverif they find out youve been renting your car out. The decision of whether to purchase car rental insurance for your Turo rental is a personal and complicated one.