When you do have a rider in the vehicle Uber or Lyft offers liability coverage but it has limits.
Do i need extra insurance to drive for uber eats. Uber provides limited car insurance to its drivers although most drivers buy extra vehicle insurance. When it comes to auto insurance for rideshare driving the most important thing you as a rideshare driver need to know is that personal insurance policies do. An additional Uber insurance policy from a private insurance company will oftentimes cost drivers between 6 and 20 per month.
Uber requires all their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. I dont do uber x period. The Uber purchased policy provides 2 million in liability.
The insurance coverage UberEats provides is while drivers are on active deliveries but as with rideshare drivers should get additional coverage for period 1 the time youre logged in and waiting for a request but havent received one yet. When the Uber app is off a driver is covered by their own personal car insurance. I guess the pizza is sharing a ride.
Insurance requirements Uber maintains automobile liability insurance on behalf of all US. Having a valid drivers license vehicle registration and proof of insurance. Upload a photo or PDF of your vehicles insurance policy clearly showing the following details.
I cant find anything in the certificate of insurance the product disclosure statement PDS or the policy booklet that would exclude coverage for Uber Eats deliveries. And Min 18 if you drive by bike the minimum age is 18. You can drive for Uber Eats without commercial insurance as long as your primary provider approves but there may be gaps in your coverage.
If you drive for Uber Eats then you may need special car insurance. If your insurer isnt aware you are driving for. Driving without insurance is illegal and you could face serious consequences if you get into an accident while delivering food and havent met the necessary auto insurance requirements for Uber Eats.