Commercial Commercial insurance is designed for people whose vehicle is primarily used for business.

Do i need commercial and personal auto insurance. But one of the key differences with a commercial policy is that it gives you the ability to protect yourself and your business from exposure to uncovered liabilities that result from a serious accident. There are some exceptions but this is generally a good rule to follow. Examples are transporting tools to and from jobsites like a plumbers van haul.

Depending on your employer andor your own business you might need higher liability insurance as well as additional coverage add-ons to make sure you your employees other individuals your vehicle and your business are fully protected. Julian Dossett. If it does not commercial auto insurance is necessary.

Commercial Auto Insurance is not needed if you are only using a vehicle to travel to and from work personal insurance covers this. Ad Life Can Be Unpredictable Help Protect What Matters Most To You. Commercial auto insurance also goes by a number of other names such as business auto commercial vehicle commercial car truck or fleet insurance.

To be clear you need both types of coverage on your personal vehicle. If your work does not extend commercial auto insurance towards employee vehicles then you need to buy commercial auto insurance. Commercial auto insurance is insurance designed for vehicles used for business purposes.

If you are still confused if you need commercial auto insurance then we are here for your. We Help You Find The Right Life Insurance Policies To Suit Your Needs. If youre using your car only for occasional business use your personal policy may offer enough coverage.

Here are some things to consider when deciding what kind of insurance policy you need. Who Owns and Drives the Vehicle - If your vehicle is owned by a business most likely youll need a commercial auto insurance policy. The name depends on the type of vehicle being insured but the concept is all the same.