But if you regularly use your car for work with the exception of commuting youll need.

Do i need commercial and personal auto insurance. To be clear you need both types of coverage on your personal vehicle. This is all case specific so before speaking to an insurance representative make sure you know the amount of commercial use the vehicle will do. If youre a sole proprietor you might only need a personal auto insurance policy.

If it does not commercial auto insurance is necessary. Heres why and when you require small company industrial auto insuranceWhy Do You Need Commercial Auto Insurance. Youll likely notice that it clearly omits protection.

Both a personal insurance policy and a commercial insurance policy. There are some exceptions but this is generally a good rule to follow. If youre the sole owner of the vehicle personal auto insurance may be enough.

You need a commercial auto policy or business auto policy if you use the vehicle in your business operations. For example if you were a taxi driver a driving instructor or even an ice-cream van owner then you would need commercial cover for your vehicle. Get A Quote Today.

Commercial Commercial insurance is designed for people whose vehicle is primarily used for business. Our Local Agents Are Specialists and Able To Provide A Personal Service For You. However if the vehicle belongs to a business or to your employer commercial auto insurance is probably required.

The name depends on the type of vehicle being insured but the concept is all the same. Ad Feel Secure With Our Insurance Designed For Property Owners. Who Owns and Drives the Vehicle - If your vehicle is owned by a business most likely youll need a commercial auto insurance policy.