If you own horses theres a good chance theyll need to be transported at some point.

Do horse trailers need insurance. Some link trailer insurance in with caravan insurance while others classify a box trailer differently to a horse float for example. Yet many people drive for years with inadequate coverage only discovering the holes in their insurance plan when its too late. Many people think that because their trailer is covered under their auto or truck insurance policy they do not need any additional insurance coverage.

The policy will only cover the policyholder to use the trailer. If you want better protection for your own property you will need to have trailer insurance. Most insurers offer cover for a wide range of trailers including caravan trailers horse box trailers car trailers boat trailers and commercial trailers.

And no I dont have stock in any horse trailer insurance companies. It is always recommended to have a separate trailer insurance policy to avoid any gaps in insurance coverage and trailer insurance is. Most comprehensive car and van insurance policies only cover horsebox trailers for third party liability.

However when it comes to horse trailers the coverage on your auto policy is most likely not enough. As a general rule you should stop at weigh stations when pulling a horse trailer if the road signs or station personnel require you to do so. It is not legal liability insurance for your horse but it will protect your horse trailer and the animals in the event of an accident.

Check with your agent to see if your insurance company provides coverage while the trailer is in use and attached to your vehicle. Some providers offer specific cover either as standard or as an add-on. Trailer insurance coverages often include.

Some might have separate policies for each type of trailer and some might exclude one or several kinds from the cover they provide. But I can tell you this. Do I Need Horse Trailer Insurance.