Even a dog-friendly homeowners insurance company will think twice about aggressive or power breeds.

Do homeowners insurance cover pitbulls. Otherwise it offers very little help. Make sure that they include dog bites on their policy. You may be required to pay a dangerous breed fee.

If you are a new homeowner who owns a pit bull you should be aware that certain dog breeds like pit bulls might not be covered by regular home insurance. In michigan and pennsylvania home insurance companies are prohibited by state law from discriminating against certain dog breeds. This is because pit bulls.

Homeowners insurance policies cover damage and injuries caused by household pets but providers can deny you a policy or raise your rates based on your dogs breed. No matter how harmless you know your pit bull is insurance companies may see your best friend as a liability concern. However certain insurers may be more flexible particularly if you can prove your dog has a track record of obedience.

Why dont Homeowner Insurers Like to Insure Pit Bulls. The short answer is that yes it does but the long answer is that you may need to shop around. Why Are Some Dog Breeds Banned.

Some insurers might see pit bulls as high risk and deny you coverage. The liability portion of homeowners insurance covers injuries and damage caused by dogs but certain breeds are excluded from coverage Rottweilers Pit bulls German Shepherds and certain types of wolf breeds are commonly excluded from coverage If your insurer wont cover your dog shop around and compare multiple insurance companies. Homeowners insurance can provide you with coverage for events that make you liable for property or personal damage.

If the breed has a reputation for being vicious like pit bulls the company may feel that the risk is too high. Other companies will evaluate the individual animal before deciding on coverage and some insurers dont factor in the dog breed at all. But if the damage is caused by certain dog breeds like a pit bull you may not be covered.