This provides coverage for medical costs that you and your passengers incur in an accident regardless of fault.

Cost auto insurance personal injury protection. Up to 500000 in coverage. Personal injury protection also known as no-fault insurance pays the medical bills and rehabilitative costs for you and your passengers after youre injured in a car accident. Also called no-fault car insurance and first party benefits coverage PIP coverage can pay for medical expenses lost wages custodial services like child care and even funeral expenses.

If you were at fault for the accident the other injured party could claim against you. Some states have no-fault insurance laws which means insurance policies are designed to cover your property and medical care instead of protecting the other driver in the event of an accident. Personal injury protection PIP car insurance can help pay the cost of injuries caused by a car accident where neither party was at fault.

You should have 2500 to 30000 in PIP coverage per person in states that require personal injury protection PIP though exact requirements vary by state. The average cost of PIP insurance nationwide is 17551 according to the NAIC. This average is skewed by Michigans incredibly high PIP insurance rates at more than 666 a month on average.

There are six PIP medical coverage levels available to Michigan drivers. Cost of personal injury protection insurance PIP typically costs between 10 and 25 a month to add to your policy depending on your limits. Personal injury protection car insurance covers lost wages.

Many factors go into the cost of your auto insurance policy including how you purchase the policy. When purchasing auto insurance some drivers need to purchase personal protection coverage. In general PIP will raise the cost of your insurance policy 5 to 15 when purchasing 1000 to 10000 of PIP coverage.

Feb 17 2018 Albany New York Cant get insurance after PIP claims in. The cost of PIP varies widely depending on the state you live in the car you drive your driving history and more. If you spend 600 on insurance each year for example then approximately 50 to 75 of it might go to PIP.