To familiarize yourself with the exclusions outlined in your policy.

Common exclusions in an e&o policy. Intoxication is not covered by EO policies. So agents need to use extreme caution when placing coverage with financially weak ES insurers. EO insurance policies are usually structured to provide coverage for errors or omissions made in the rendering of professional services subject to certain exclusions.

At Vouch we never want to leave you exposed to liability and we offer supplemental insurance policies to cover cyberattacks and data breaches specifically. Bodily injury and property damage - these coverages are instead provided under general liability policies. Generally speaking highly reckless conduct up to and including intoxication is excluded.

Exclusions are specific hazards or situations for which your insurance company will not provide coverage. Under the terms of this E. If you come across something you dont understand ask your insurance representative for more information.

Errors-and-omissions coverage is restricted to a lifeannuity agents core duties. As an insurance professional you realize how devastating a legal battle can be. EO policies function as a form of malpractice or professional.

Until the lawsuit comes and they realize theyre not. Make sure that all of your business or organizational names are covered under your EO insurance. Other statutory claims see Common EPLI Policy Exclusions.

Nor is discrimination acts that pollute or the financial insolvency of your agency. Bodily injury and property damage - these. Some EO policies have two deductibles.