That means that if you are injured while driving another car or in a pedestrian accident or bicycle accident Uber or Lyfts insurance.

Car insurance for uber drivers in florida. However there are exceptions if you are a licensed and insured Florida driver injured as an Uber passenger. As long as you maintain comprehensive and collision coverage on your personal auto insurance Uber maintains insurance on your behalf that will kick in to provide protection for physical damage to your car up to its actual cash value regardless of who is at fault. Florida Liability Law and Uber Accidents.

Uber offers comprehensive and collision insurance that will cover up to your cars cash value. Also they offer insurance for their drivers in case theyre the victim of an uninsured or underinsured motorist. However if you are considering becoming an Uber driver in Florida for the first time having a car.

From the time a driver accepts a ride until the moment they drop off their passengers the million-dollar insurance policy covers any accidents. Additionally Uber will not notify your provider when you sign up and they validate your insurance. Insurance All drivers must maintain their own insurance policy in accordance with state and local laws.

The deductible means youll have to pay 1000 out-of-pocket before Ubers coverage kicks in to cover your claim. For example Uber includes insurance for all of their drivers in amounts that coincide with Florida law and they also provide a 1 million insurance policy for liability to any third party because of an accident. Florida Uber Insurance Coverage Fortunately in Florida Uber or Lyft drivers are required to carry substantial insurance coverage to protect their passengers and to protect the other drivers when the Uber or Lyft driver is at fault.

That means there may not necessarily be any bodily injury coverage at all. UBERS INSURANCE PROGRAM COVERAGE STARTS THE INSTANT YOU TAP GO ON THE UBER APP TO WAIT FOR A RIDE REQUEST From the time youre online with Uber until you accept a trip Uber maintains automobile liability coverage on your behalf in amounts of at least. You can use any car to deliver.

Rideshare insurance really should be part of Uber driver requirements and Lyft driver requirements. I hope other rideshare drivers find this useful as well. As you can tell Floridas liability laws.