The deductible means youll have to pay 1000 out-of-pocket before Ubers coverage kicks in to cover your claim.
Car insurance for uber drivers in florida. Does Uber provide insurance for its drivers. Uber offers comprehensive and collision insurance that will cover up to your cars cash value. This is so well broken-down and explained.
From the time a driver accepts a ride until the moment they drop off their passengers the million-dollar insurance policy covers any accidents. Rideshare insurance really should be part of Uber driver requirements and Lyft driver requirements. Learn about vehicle insurance.
100000 of bodily injury coverage per accident 25000 of property damage coverage per accident. For example Uber includes insurance for all of their drivers in amounts that coincide with Florida law and they also provide a 1 million insurance policy for liability to any third party because of an accident. That means that if you are injured while driving another car or in a pedestrian accident or bicycle accident Uber or Lyfts insurance.
As you can tell Floridas liability laws. I hope other rideshare drivers find this useful as well. However if you are considering becoming an Uber driver in Florida for the first time having a car.
That means there may not necessarily be any bodily injury coverage at all. Florida law only requires drivers of personal automobiles to carry 10000 in PIP and 10000 in property damage coverage. Uber is a popular option for people who want to make extra money on their terms.
As long as you maintain comprehensive and collision coverage on your personal auto insurance Uber maintains insurance on your behalf that will kick in to provide protection for physical damage to your car up to its actual cash value regardless of who is at fault. However this coverage is contingent and comes with a 1000 deductible. Finally you will also want insurance even if you only plan on driving for food delivery services not Uber or Lyft.