Pizza delivery insurance is car insurance designed to protect you and your vehicle while working as a pizza and food delivery driver.
Car insurance for pizza delivery drivers australia. Pizza drivers who dont tell the auto insurance provider they are using the car commercially are technically committing insurance fraud. It has different coverage compared to the personal vehicle insurance. I worked as a delivery driver years ago and a small insurance fee was taken out of my pay per delivery covering my ass for any accidents.
Progressive provides flexible payment options including an online bill pay service. Pizza delivery drivers are in a difficult position. Non-owned car insurance together with a commercial auto policy if your situation warrants itcovers auto accidents that happen during business deliveries.
It can pay for property damage or physical injuries your driver causes plus related legal expenses. It can also cover medical expenses if your driver is injured in the accident. Every driver is required to be listed on a company-owned auto policy which increases its cost but insurance companies are favorable towards these policies because they know exactly how many vehicles your companys employees are using to deliver pizzas.
For instance Progressive offers pizza delivery insurance which its website says is commercial vehicle insurance designed to protect you and your vehicle while working as a pizza or food delivery driver. There are two kinds of car insurance for pizza delivery restaurants. The type of insurance you are going to need in the delivery business is commercial insurance.
Business auto insurance rates average 273 per month but you may be able to add car insurance for pizza delivery drivers to your personal plan to save money. Read more to find the laws rates and requirements in this Dominos Pizza auto insurance review. Restaurant policies still dont cover your cars damage.
There are certain discounts offered that may apply to you. I used my own car as was still covered. Having food delivery insurance may be required by your employer.