To get this coverage you need to use the credit card to reserve and pay for the rental vehicle.

Can you use your own car insurance for a rental car. Pay with Your Existing Car Insurance In many cases if your regular auto insurance covers collision damage to your insured car it also covers damage to a short-term rental. There may be additional fees from the rental car company for the loss of use of their vehicle that your credit card wont cover. Youll probably be offered insurance on top of the free cover most cars come with.

You will be required to have some car insurance coverage before renting a car. This is especially true now that rental car companies are competing with ride-sharing. But for those of you without cars of your own it can be a fiasco to rent a car since you generally dont have car.

Without it you would have to pay for any damage out of pocket above basic protection. You should check your insurance policy or call your insurer to make sure but most policies extend the definition of your covered vehicle to any vehicle you rent. If you own a car your personal auto insurance policy may include coverage for rental cars.

Even if youre not required to buy coverage its probably a good idea unless youre prepared to cover all the costs of an accident. Even though numerous financial experts advise against purchasing a rental agencys insurance there is no simple answer. The rules may be different for business use.

If you already own a car your car insurance policy might extend to rental cars. 1 To save money you can buy our Rental Car Damage Protector which provides primary collision lossdamage insurance coverage up to 75000 for as little as 11 per calendar day. Normally rental cars come with three basic types of cover.

Some rental car rates are surprisingly cheap. Credit card rental car insurance often excludes coverage for liability or personal injury to you or others. If you rent a car you need some form of insurance to protect the vehicle and yourself.