If the accident is not your fault however you can claim against the.
Can you still get third party car insurance. Yes it is true that third-party car insurance is mandatory in India. A third-party car insurance policy offers very limited coverage. Coverages like third-party property damage third-party injuries legal liabilities arising out of an accident and a personal accident cover are taken care of.
Third-party fire and theft TPFT cover is one of the three levels of car insurance you can buy. A higher level of cover to Third Party Property Damage it can cover you for loss or damage to you car caused by fire theft or attempted theft. Extended Third-Party Liability Under Enhanced Care all British Columbians will have access to the same care and recovery benefits if youre injured in a crash regardless of who was responsible.
Is third party car insurance cheap. Why get third-party insurance. Comprehensive insurance covers your own car for damages theft and fire as well as a third partys vehicle.
Third party car insurance is the minimum level of cover you can take out - it is a legal requirement. The term third party refers to a person involved with a car insurance claim who is not you the holder of the policy or the driver. If you cause injury death or property damage third party liability car insurance is applicable and will cover these claims up to your policy limit.
This is the third-party part but third-party fire and theft cover will also pay out if your car is stolen or damaged in a fire. It provides coverage for bodily injurydeath of a third party as decided by a court of law as well as third party property damage up to Rs. Third-party insurance does not cover your loss if you have an accident says Ramalingam.
It includes liabilities that are related to third parties involved in an accident with the insured car. This kind of policy helps protect other people vehicles and property in the event of an accident that was deemed to be your fault. So it is mandatory to get at least third-party car insurance.