Whether or not you can get life insurance.
Can you still get life insurance if you have had cancer. The terms of the cover. For most carriers the requirement is that you havent had cancer in the past 10 years. You can get life insurance for cancer survivors by calling the number at the top of the page for guidance or you you can use our online broker form.
They might be able to find an insurer that can offer life insurance for cancer survivors which excludes the cancer you had. The type of cancer. The coverage limits on these policies are typically lower since insurers.
After surviving cancer there are 4 key factors which will. If youve had cancer in the past an insurer is likely to regard the illness as a pre-existing medical condition. When you were diagnosed.
Life insurance policies with an exclusion for cancer-related claims are rare. Firstly there is level life insurance also known as term insurance which means you. Cancer survivors can purchase life insurance from any company but keep in mind that you will still pay an above-average premium because cancer is considered to be a pre-existing condition.
Or make sure that a new policy suits your needs. You need to check your existing policy if you are diagnosed with cancer. If you have had cancer in the past it does not mean that you will be automatically declined for Life Insurance.
If you are currently undergoing treatment for cancer or if you have had a cancer diagnosis within the last two to four years you will not be able to purchase a traditional term or whole life insurance policy and will have to purchase a more expensive final expense policy. Depending on the insurer and the type and stage of cancer you may have to wait two to five years from your last treatment before getting approved for life insurance. Many insurers consider five years the cutoff point for a cancer diagnosis when deciding if you qualify for traditional life insurance.