This means that if you passed away as a result of something else youd still be.
Can you still get life insurance if you have had cancer. Yes its possible to get life insurance after suffering from cancer but the situation is not that simple. Whether you have cancer or another pre-existing condition getting life insurance likely will be more difficult and include higher premiums. If your cancer is in remission but youre undergoing more than one surveillance appointment per year you may still be considered a patient in active treatment.
Yes life insurance policies cover cancer if you buy a policy and are later diagnosed with cancer. When youre looking for cancer life insurance there are three main types of cover. However it may be more difficult to obtain Life Insurance after cancer diagnosis and your ability to do so will largely depend on.
Many believe they cant obtain life insurance if they had or have cancer. Getting life insurance after prostate cancer is possible provided that you can meet certain requirements. They might be able to find an insurer that can offer life insurance for cancer survivors which excludes the cancer you had.
Many cancers excluding stage IV or multiple cancers can still qualify for a standard rating if its been 2 years since the date of your last treatment and you are in full. Can I buy life insurance if I have cancer. When you were diagnosed.
There are usually exceptions for non-melanoma skin cancers like basal cell carcinoma and squamous cell carcinoma. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average. Or make sure that a new policy suits your needs.
Do most life insurance policies cover cancer. If youve had cancer in the past an insurer is likely to regard the illness as a pre-existing medical condition. The type of cancer.