But for those of you without cars of your own it can be a fiasco to rent a car since you generally dont have car insurance.
Can you rent a car without personal auto insurance. Subsequently the required minimum amount of coverage as per the states regulations may not suffice if does not include collision and comprehensive cover. Can I rent a car without having personal car insurance. Additionally non owner car insurance is used by high-risk drivers who are required to buy a liability policy to keep a drivers license.
You have the option to either purchase the insurance offered by the rental car agency or if you personal policy extends you have the option to use your own personal auto insurance coverage. For one thing your insurance most likely excludes coverage when youre renting out your car. Coverage for rental car claims may be provided through your existing insurance policies including credit card insurance coverage health insurance an umbrella policy and homeowners or renters insurance.
Keep in mind liability limits offered by. The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. Other documents which is necessary are Valid registration certificate PUC.
There is a state minimum of liability insurance that rental companies cover. You must have insurance when you rent a car. You cannot rent a car without insurance.
Non-owners car insurance is a good fit for you if you frequently rent vehicles or drive someone elses car or are trying to keep continuous coverage during the time you dont own a vehicle. Always check with your agent to see if your own insurance will cover you in a rental car. You must also have insurance if you leave it parked on the street on your driveway or in your garage.
Recommended by 938 Of Users. We do offer several different types of insurance plans to protect you in the event of an accident. The good news is that if you dont carry a personal auto insurance policy you can still rent a car.