Typically the person who owns a car is the person who insures it.
Can you put insurance on a car without title. However most states permit auto insurance policies to be paid by someone other than the registered owner. Typically need can be demonstrated if you. The policyholder in most cases needs to be the one who has title to the car.
You can title the car with you and them and then leave the insurance in your name. There are also instances where you will need to register the vehicle attached to your policy. Insurance companies want you to have insurable interest in the car but policy terms and state laws vary.
In order to be able to get auto insurance you should not have to show the vehicle title. State laws also differ when it comes to the proof of insurance needed to register a car. It depends on the insurance company whether they will let you insure the car without having insurable interest in it.
The process for transferring a car title does not require car insurance but youll need insurance coverage in order to legally drive the vehicle. In other words you should register your car under your name within 30 days. You can get car insurance with no title because car insurance companies recognize that not every driver will be able to access their vehicles title.
One alternate option is to co-title the car and add yourself as an owner. Some will not insure a vehicle if. Its in your best interest to provide proof of insurance even if its not required in your state and not the primary policyholder of the auto insurance policy.
Is there a catch. Auto insurance requirements only come into play at the stage of registering a vehicle with the state while general ownership of. Instead of signing the title over to them you should remain on the title.