The most typical reason individuals need non owner SR22 insurance coverage is to reinstate their driving advantages after a license suspension.
Can you just get an sr22 without insurance. Even if youre not in an accident its possible that you may have to file an SR-22 for no insurance citations. The record will be dropped only when the insurance company notifies the court that your three years are up. While most insurance is based on the car you drive there is a type of car insurance with no car.
The simple answer is yes you can have an SR22 with one company and your other auto insurance policies with another company. There are many reasons why someone would want to have an SR22 insurance policy separate from their current insurance. While auto insurance companies normally require policyholders to have a valid drivers license in order to obtain a car insurance policy they do make exceptions because there are situations when getting a license is dependent upon having insurance.
When you need SR22 insurance without a car a non-owner policy is exactly what youre looking for. Obtain a generic SR-22 kind. Some tickets go unseen.
On the other hand having SR22 insurance without owning or driving a car is possible. When you dont own a vehicle you may sometimes drive a friends or relatives car if necessary. The most typical factor individuals require non owner SR-22 insurance policies is to reinstate their driving opportunities after a license suspension.
How do you get SR22 insurance coverage with no automobile. This type of SR22 insurance policy is not going to get you street legal. The only exception to this rule is in New Hampshire which does not require drivers to purchase minimum liability insurance if they have the financial resources to self-insure.
What Is A SR22. In many states that use the SR-22 filing its not even possible to do so without car insurance because the insurance company is responsible for filing the notice. You will need to get non-owners SR22 which lets you operate vehicles you are renting or borrowing.