Talk to your insurance broker.

Can you insure a utility trailer. To find out what kind of coverage you need for your trailer locate an independent agent in our network. These insurance packages often include the trailers. The amount and type of insurance you need for a trailer depends upon its use and its value.

Generally speaking an insurance plan that covers your tow vehicle may cover the trailer when it is attached in transport for liability only. Trailer insurance covers horse trailers motorcycle trailers ATV trailers boat trailers utility trailers and many other varieties. First you need to determine if your trailer is covered by your existing personal insurance or if you need to purchase a.

Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but it wont cover any damages to the trailer or the contents inside. However that means that when your trailer is sitting on the lot or if it ever becomes detached the vehicle insurance may no longer apply. Instead the liability coverage you already have for your tow vehicle will protect you in the event youre liable for injuries or damages while pulling the trailer.

Registration requirements for your ubilt vehicle or trailer To qualify for registration the vehicle must meet the equipment standards set out in BCs Motor Vehicle Act Regulations. Liability insurance may be provided to your trailer while it is attached to your vehicle. Your recreation vehicle or trailer must be registered and insured as you would any other vehicle.

But the trailer itself is if the damage is covered. Ubilt vehicles and trailers can be licensed and insured if they meet BC. You can insure your watercraft trailer specifically under a watercraft policy with your boat but if you are using your boat trailer for purposes other than hauling your watercraft the watercraft policy will not cover the trailer for comprehensive or collision coverage.

Do utility trailers need insurance. If the trailer is used for business purposes most states require some level of coverage. British Columbians enjoy recreational activities throughout the year.