For example you may be able to add a small utility trailer to your car insurance policy for no additional charge.
Can you insure a utility trailer. To find out what kind of coverage you need for your trailer locate an independent agent in our network. You can insure your watercraft trailer specifically under a watercraft policy with your boat but if you are using your boat trailer for purposes other than hauling your watercraft the watercraft policy will not cover the trailer for comprehensive or collision coverage. However it is always a smart idea to insure your trailer especially if you have invested a lot of money in the trailer or the contents you haul.
These could be a lawn cutting equipment. With utility trailers there is the concern of the goods that they are carrying get damaged. Registration requirements for your ubilt vehicle or trailer To qualify for registration the vehicle must meet the equipment standards set out in BCs Motor Vehicle Act Regulations.
To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. A utility trailer used for business purposes requires a commercial auto insurance. Buy renew or cancel your insurance.
We insure a wide range of trailer types including but not limited to. Utility trailers used for non-business purposes are covered by a personal auto policy. Whether you pull your cargo trailer with your truck or car the insurance on your motor vehicle will NOT cover your cargo trailer if its stolen vandalized or damaged in an accident.
Or snow removal equipment for example. Trailers come in different sizes so the cost for trailer insurance varies. The goods themselves are nor covered under the standard vehicle insurance.
When you get a utility trailer new or used you usually need to register it with your areas Department of Motor Vehicles DMV so its legal to use on the road. If the trailer is used for business purposes most states require some level of coverage. The amount and type of insurance you need for a trailer depends upon its use and its value.