How to get insured on someone elses car.

Can you insure a car without being registered keeper. Start comparison shopping for auto insurance here with us. However you can only use your no claims discount on one car only unless you had more than one set of NCB for people who have separate policies for each car they own. I lease my car from Saab and the registered keeper is Saab Leasing.

However many will insure you so shop around and check the policy documents before you apply. But ultimately it comes down to the insurer. You can but it seems that many insurance companies will refuse to quote you nowadays if the registered keeper is not the policyholder.

If you can prove an insurable interest you can insure the vehicle but that may a difficult feat to achieve. However most insurance companies will question this and want proof from the owner of the vehicle. It will depend on state law first and foremost then the guidelines of the individual insurance company.

Theres no current law to enforce this rule but insurers have taken it upon themselves to make sure that the main driver is the policy holder to ensure fraud is not being committed on the part of the applicant. I insure it by virtue of the fact that I have an insurable interest in the vehicle in the form of a lease agreement that I. Usually when you buy insurance youll be asked if youre the owner as well as being asked if youre the registered keeper.

Premiums rise if youre not the registered keeper when its something like youre driving your mates car because people like this tend to crash more. Not strictly true. If youre not the registered keeper of the car or the owner and you do manage to get insured on it you might find the price goes up a little bit.

Its up to the insurer what they will and will not insure and as long as it meets the legal minimum required by law then its ok. Theres no reason you cant insure a car you dont own. Some of them will insure non-owners but not non-registered-keepers others will only insure owners.