When you were diagnosed.
Can you get term life insurance if you have had cancer. If you wish to be approved for long term care insurance and have a history of cancer-or any adverse medical history for that matter-give us a call direct toll free at 800-891-5824. Never assume you cant get life insurance with a history of cancer. For example if you had basal cell skin cancer life insurance is available immediately.
4 rows If you dont have a life insurance policy in place it will likely be more difficult and. Term and permanent life insurance policies do cover cancer. Can I take life insurance if I have cancer.
Cancer survivors can purchase life insurance from any company but keep in mind that you will still pay an above-average premium because cancer is considered to be a pre-existing condition. Once your cancer has been cured most life insurance companies will approve any policy with limited restrictions. Many believe they cant obtain life insurance if they had or have cancer.
Theres a good chance you are eligible. Insurance is really a way of betting against a particular thing happening. 3 rows Life insurance for cancer patients and survivors in Australia If you have had cancer and.
If you are currently undergoing treatment for cancer or if you have had a cancer diagnosis within the last two to four years you will not be able to purchase a traditional term or whole life insurance policy and will have to purchase a more expensive final expense policy. If you are currently being treated for cancer you will not be able to qualify for any term life insurance. A specialist can help get you the best coverage.
There are usually exceptions for non-melanoma skin cancers like basal cell carcinoma and squamous cell carcinoma. Youre most likely going to have to wait until after treatment to get term life insurance but there are some exceptions. From there most carriers will have a postponement period of at least 2 years most prefer 4-5 years from the point the cancer treatment was completed.