Instant approval typically is a feature of term life insurance.

Can you get term life insurance if you have had cancer. Theres a good chance you are eligible. There are usually exceptions for non-melanoma skin cancers like basal cell carcinoma and squamous cell carcinoma. If you are currently being treated for cancer you will not be able to qualify for any term life insurance.

Can I take life insurance if I have cancer. However if you have a Term Life policy that expires after 10-30 years it may not be possible to qualify for new coverage. They might be able to find an insurer that can offer life insurance for cancer survivors which excludes the cancer you had.

Most insurers will require cancer to be in remission. If you wish to be approved for long term care insurance and have a history of cancer-or any adverse medical history for that matter-give us a call direct toll free at 800-891-5824. That means that even if youve had cancer before you can still get cancer insurance to protect your future.

While some carriers wont let you apply if youd had cancer heres the good news. They may cancel for non-payment of premiums or failure to disclose if it was a preexisting condition. Many believe they cant obtain life insurance if they had or have cancer.

Life insurance comes in various types. It will depend upon your personal circumstances the company that you apply to the type of cancer you had and the time that has passed since you went into remission. If youve been cancer-free for five years or more you can often qualify for a term or permanent life insurance policy.

From there most carriers will have a postponement period of at least 2 years most prefer 4-5 years from the point the cancer treatment was completed. Its impossible to guarantee that youll definitely be able to get life insurance if you currently have cancer or have had severe cancer in the past. You can get life insurance if you have a pre-existing condition.