Never assume you cant get life insurance with a history of cancer.

Can you get term life insurance if you have cancer. Most insurers will require cancer to be in remission. With this coverage your insurer wont look into your. And the answer is.

If you already have a life insurance policy in place and get diagnosed with cancer as per the insurers definition and pass away because of the disease your benefit will typically be paid to your nominated beneficiaries. If youve been through a cancer journey you probably know more about the need for proper insurance than most. A cancer diagnosis doesnt guarantee that you can receive disability benefits from a short-term disability insurance plan a long-term disability insurance plan or Social Security disability insurance.

4 rows Permanent life insurance provides lifetime coverage whereas term policies only cover a set. If youre a cancer survivor and in remission or cancer-free know that you may have options. If youve been diagnosed with cancer in the past even if youre in remission getting life insurance as a cancer survivor is more difficult but still possible.

Long-term care insurance can protect your retirement and your family in your later years. You can qualify for a life insurance policy with cancer though your options are significantly restricted. Can I take life insurance if I have cancer.

3 rows What you need to know if buying life insurance as a cancer survivor. Most term and whole life insurance policies are not available to cancer patients and youll be rejected if you apply for coverage. It will depend upon your personal circumstances the company that you apply to the type of cancer you had and the time that has passed since you went into remission.

However if you have a Term Life policy that expires after 10-30 years it may not be possible to qualify for new coverage. Life insurance comes in various types. For guaranteed issue life insurance you should talk to one of our agents.