Even people with terminal cancer can purchase what is known as a guaranteed issue life insurance policy.

Can you get life insurance if you've had cancer. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average. Should you have a more serious kind of cancer you might not be able to get regular whole or term life insurance. By law you must disclose any known information about your health that may be relevant to the insurance companys decision on whether or not to provide you with cover.

With most cancers life insurance companies are unlikely to issue a policy for at least 2 to 3 years after youve recovered from that cancer. If youve had cancer in the past an insurer is likely to regard the illness as a pre-existing medical condition. Most insurers will require cancer to be in remission.

If youve had cancer it doesnt mean youll automatically be declined for life insurance. Having cancer does not disqualify you for long term care insurance. Life insurance policies with an exclusion for cancer-related claims are rare.

You can get life insurance after cancer although the postpone period will depend on the type of cancer stage treatment etc. Theres a good chance you are eligible. You can get life insurance if you have a pre-existing condition.

When a policy is issued the first premiums will be high because thats when the insurance company has the greatest risk. A specialist can help get you the best coverage. There are usually exceptions for non-melanoma skin cancers like basal cell.

Can you get life insurance if you have cancer. Buying life insurance after cancer might be difficult and expensive but its not impossible. Yes life insurance policies cover cancer if you buy a policy and are later diagnosed with cancer.