Instant approval typically is a feature of term life insurance.

Can you get life insurance if you have cancer. It may be possible to get policies in the standard class. However this shouldnt be a deterrent for purchasing life insurance. You can find out more about this service by calling 13 11 20.

Insurance is really a way of betting against a particular thing happening. However every case is different and life insurance companies take a range of factors into account if youve had cancer including the type and stage of cancer. 3 rows There are several ways life insurance can help you if you need to make a cancer-related.

If you have cancer that typically has a strong survival rate your insurer might be willing to offer coverage. There are usually exceptions for non-melanoma skin cancers like. Its impossible to guarantee that youll definitely be able to get life insurance if you currently have cancer or have had severe cancer in the past.

You can get burial insurance or final expense insurance if you have cancer. However there are restrictions that you will need to understand. Many believe they cant obtain life insurance if they had or have cancer.

Insurance providers will ideally want you to have been free of cancer and have been finished with treatment for a few years although it does depend on the stage and type of cancer. If you think you should be covered but your claim is denied get in touch with the Australian Financial Complaints Authority. Can you get a life insurance policy with cancer.

Life insurance comes in various types. You can qualify for a life insurance policy with cancer though your options are significantly restricted. Early-stage breast or prostate cancer may fall into this category.