Usually no but it depends on your policy and cancer.

Can you get life insurance if you had cancer. There are usually exceptions for non-melanoma skin cancers like basal cell. Do most life insurance policies cover cancer. If you have had or are living with cancer and you want to buy life insurance you will usually be offered a higher premium than average.

You can get life insurance after cancer although the postpone period will depend on the type of cancer stage treatment etc. So the simplified answer is yes you can get life insurance if you have had cancer. Life insurance comes in various types.

Insurance is really a way of betting against a particular thing happening. With instant approval an insurer will use a computer algorithm to predict your life expectancy and risk. Long-term care insurance can protect your retirement and your family in your later years.

Or make sure that a new policy suits your needs. If you are currently undergoing treatment for cancer or if you have had a cancer diagnosis within the last two to four years you will not be able to purchase a traditional term or whole life insurance policy and will have to purchase a more expensive final expense policy. Getting life insurance after prostate cancer is possible provided that you can meet certain requirements.

The terms of the cover. Most insurers will require cancer to be in remission. This is because your health is uncertain and youre deemed risky in the eyes of the insurer.

The insurer will want to see. However this shouldnt be a deterrent for purchasing life insurance. If youve had cancer it doesnt mean youll automatically be declined for life insurance.