If you have been cancer-free for a few years you may have a few more options than those who are still undergoing treatment.

Can you get life insurance after having breast cancer. Or make sure that a new policy suits your needs. Early access to superannuation Generally you cannot access your superannuation benefits until you have reached preservation age and retired or you have reached the age of 65. Terms for Breast Cancer life insurance will depend on a number of factors which will be assessed by underwriters such as.

If your diagnosis doesnt affect your long-term risk you may be eligible for typical coverage. While it can be difficult to qualify for life insurance if you have breast cancer you do have options. If youve been through a cancer journey you probably know more about the need for proper insurance than most.

Its a complicated disease that many insurance companies avoid because of its unpredictability and inherent risks. Youre most likely going to have to wait until after treatment to get term life insurance but there are some exceptions. Guaranteed issue premiums are based on your age and are priced per 1000 unit of coverage.

Breast cancer life insurance coverage is possible and can be affordable. Over 88 of the women diagnosed with breast cancer will survive in remission for at least five years and 85 of men diagnosed with prostate cancer will also survive for at least five years past remission. Long-term care insurance can protect your retirement and your family in your later years.

Most insurers will not offer a policy to someone who is still having treatment for cancer. We understand however that finding the right breast cancer life insurance and its related conditions can be difficult. Rates can be as low as 58 per month or 696 annually if you are in remission.

If you have superannuation andor insurance policies you may be able to access your benefits or make a claim. Guaranteed issue life insurance is most often available to people over 50 but if you are under 50 and living with cancer it may be possible to purchase a guaranteed issue policy with some insurers. If your breast cancer was ER-Positive standard life insurance rates are possible.