There are plenty of reasons that you may want to get an auto insurance quote without actually owning a car.

Can you get insurance without owning a car. The Simple Dollar reports that a car insurance policy for a non-owner also referred to as non-drivers insurance usually grants a minimum level of coverage. Thats because the coverage you often get through someone elses car insurance a rental car company or credit card company is not always comprehensive. Non-owner car insurance provides liability coverage for drivers who need car insurance without a car.

Getting car insurance without a license isnt impossible. This type of policy might include. In addition if you find that you frequently borrow other peoples vehicles to run errands because you do not own a car of your own you should also consider a non-owner auto insurance policy.

You cannot produce someone elses driving licence. Licensed drivers who dont own a car and do not drive others do not need car insurance. But you might have to contact a few insurance companies before finding one thatll work with you.

But in some cases you can still purchase car insurance even without a license. There are exceptions however in which someone can get a policy for a car they do. While everyone who owns a vehicle cannot drive legally without car insurance some people question whether you can get insurance on a car not registered in your name.

You may not be able to legally drive without insurance or another type of proof that youre financially responsible but these rules only apply to vehicles that are registered and have valid plates. Instead of including your own drivers license number some companies may allow you to apply for a policy using the name and license number of the principal driver or primary driver. Basically this would be you getting insurance so you can drive a car that belongs to someone else.

If you travel frequently this is a good option for someone who drives many rental cars. However it is one of the most important documents required to file a claim in case of an unfortunate accident. If you have a license do not own a car but regularly drive a car that belongs to someone else you need non-owners insurance.