However there are different interests you can have besides ownership like renting or borrowing.

Can you get insurance on a vehicle you don't own. Among the most common are those. Another option to obtain insurance on a vehicle you do not own is to purchase a non-owners auto insurance policy. Insurance companies almost always require that a policyholder have an insurable interest or a level of ownership in the vehicle being insured.

You cant insure a car you dont own if you live in New York unless you add your name to the title or the owners insurance policy. This would give you coverage while driving a vehicle owned by someone else. Can you insure a car you dont own.

And its extra tricky to get coverage if you dont live with the vehicles owner. While only a few car insurance providers offer non-owner insurance its possible to obtain car insurance for a car you dont own. You typically cannot insure a car you dont own because you dont have whats called insurable interest in the car One alternate option is to co-title the car and add yourself as an owner You can also look into non-owner insurance which will cover you for liability while driving a car that isnt yours Can I insure a car I dont own.

There are some situations in which its impossible to get insurance on a vehicle that you dont actually own. Does it cost more to get insurance for a car I dont own. Typically non-owner car insurance is for individuals who borrow cars frequently but dont.

Otherwise there is very little motivation for the policyholder to take good care of the vehicle. Plus if you happen to damage your friends car things can get pretty awkward if they have to bear the burden of claiming on their own policy. So the basic answer is no if you do not own the car and have no interest in the car then you cannot purchase insurance for it.

Its sometimes complex and it varies on the situation you are currently in but if you need the insurance coverage it is worth trying. As mentioned its typically impossible to insure a car that you dont own because insurance companies want you to prove you have insurable interest in the car. Can you insure a car you dont own.