Thats because collision and comprehensive coverage are priced.

Can you get insurance on a car you don't own. If someone in your home has a vehicle you should get listed as a driver on that auto insurance policy if possible. We can help you easily compare car insurance quotes. In some circumstances yes you can insure a vehicle you dont own but its difficult to become the primary policyholder on a car thats not yours.

In most cases insurance companies wont allow you to insure a car thats not in your name. Although it only provides liability coverage non-owner car insurance can provide you with some coverage until youre able to purchase the car from the owner get your name on the cars title or while shopping around for an insurance company that will let you purchase a policy without being the legal owner. The car must be registered in the owners name.

Non-owner insurance also called non-driver insurance is a form of auto insurance that provides you with liability coverage for any bodily injury or property damage you cause when youre driving a car you do not own. If youre renting a car it can be a lot cheaper than purchasing coverage from the rental company. So if you have an insurance policy already ask your insurance provider if youre covered to.

However you will not be covered if you drive a car that is not registered. 3 rows If you dont own a car you can still purchase car insurance from a car. There are some situations in which its impossible to get insurance on a vehicle that you dont actually own.

Another option to obtain insurance on a vehicle you do not own is to purchase a non-owners auto insurance policy. Insurance companies almost always require that a policyholder have an insurable interest or a level of ownership in the vehicle being insured. This would give you coverage while driving a vehicle owned by someone else.

You could get a non-owner car insurance policy. So if you have an insurance policy already ask your insurance provider if youre covered to drive other peoples cars. If you dont own a car youll still need auto insurance if you want to drive while traveling for example or want to prevent your future rates from spiking due to a lapse in coverage.