But its not all that common.
Can you get insurance on a car that isn't in your name. Not all insurers will offer cover as the main driver if you are not the registered keeper of the car but. If you dont own the vehicle outright non-owner car insurance is one option. Yes it is possible to insure a car that you dont own but youll need to inform the insurer that you are neither the registered keeper of the vehicle nor the owner.
However some individual insurance companies may refuse to underwrite a policy on a given vehicle without the explicit consent of the vehicles owner. Enlisting as a Named Driver. Luckily in this guide we will go over three simple ways to insure a vehicle not in your name.
This will help you prevent delays in future payment of coverages. Once you understand how your company defines an insured driver you will have a better idea if you can drive a car if your name is not on the insurance. You cannot usually get car insurance on a vehicle that is not in your name but there are exceptions.
It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies. The answer to that question is complex.
The car must be registered in the owners name or the person who holds the title and the. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it. No in most cases its unlikely that youd be able to insure a car that isnt in your name.
If the car is insured but not in my name or rather your name its important that you verify that you have coverage in the form of an automatic coverage extension. Can I own a car and be on my parents insurance. One of the ways you can insure a car you dont own is to gain partial ownership first by co-titling the vehicle.