If you dont own the vehicle outright non-owner car insurance is one option.

Can you get insurance on a car that isn't in your name. It is possible to purchase auto insurance for a specific vehicle you do not own in some circumstances. Before you use a different name to insure your car ensure that your insurers policies do not rule against this practice. You can enlist yourself as a user of the car by being the named driver you can opt for a transfer of title to your name before getting insurance or the owner of the car can add you to their insurance policy.

The main issue comes down to insurable interest in the vehicle. You can get car insurance for a car you do not own in certain cases though many states and auto insurance company are not willing to do so. However some individual insurance companies may refuse to underwrite a policy on a given vehicle without the explicit consent of the vehicles owner.

The car must be registered in the owners name or the person who holds the title and the. If you dont have an insurable interest in a vehicle meaning youd be financially affected if anything happened to it most car insurance companies will not allow you to insure it. Yes it is possible to insure a car that you dont own but youll need to inform the insurer that you are neither the registered keeper of the vehicle nor the owner.

Non-owner insurance is an option for people who dont own a vehicle but want to be covered with liability coverage in case of accidents. However it can be tricky especially if you do not reside with the vehicles owner. Insuring a car not in your name may be possible but it depends on the insurance companys underwriting guidelines.

Legally you probably do not need to buy auto insurance if you do not own a car. Another option would be to get the car co-titled. To become a primary policyholder on a vehicle that is not yours can be very difficult.

Enlisting as a Named Driver. Each insurer sets its own rules and regulations and establishes rules about purchasing car insurance policies. You can get insurance coverage on a car thats not registered to you.